You can buy USDT for hryvnia from a PrivatBank card through P2P: you pay another person from Privat24 and the exchange releases the coins to you from escrow. Exchanges do not accept cards directly for hryvnia, so this is the right route. The steps are below.
What to prepare
- An exchange account with completed verification (Binance, Bybit, OKX, HTX, KuCoin or Bitget).
- A PrivatBank card issued in your name and the Privat24 app.
- The "Privat Bank" payment method (on some exchanges "PrivatBank") added in the P2P settings.
Buying step by step
- In the exchange's P2P section choose "Buy", USDT, currency UAH.
- In the payment method filter choose "Privat Bank" and set your amount: you will see only ads that fit it within their limits.
- Compare prices on the PrivatBank page: we show reliable ads from six exchanges with the lowest price.
- Pick a seller with a history: 50+ trades and 92%+ completion.
- Create the order, open Privat24 and transfer to the details in the order, only within the timer.
- Press "Paid" and wait until the seller releases the USDT.
Fees and limits
- The exchange usually charges the buyer no P2P fee, but the policy depends on the exchange and may change.
- The fee for transferring to a card of another bank and the limits are set by your card's tariff: check them in Privat24 before the trade.
- Pay only from your own card. A payment from a third party can lead to the order being cancelled.
Is it faster if the seller is also at PrivatBank
Transfers within one bank usually arrive instantly, so ads with PrivatBank often close faster. The price may differ slightly from Monobank: compare with Monobank.
Safety
- Do not leave the order chat and do not share confirmation codes or card details outside the exchange.
- Do not trust "receipts" and screenshots: coins are released only by the seller after the money is credited.
- Take small amounts for your first trades and read the signs of fake ads.
Bank and exchange terms change: check them before the trade. This is not financial advice.
Frequently asked questions
You cannot top up an exchange directly from Privat24 in hryvnia, so you send money to another person through P2P and the exchange gives you USDT from escrow.
The exchange usually charges the buyer nothing, but PrivatBank may charge for a transfer to another bank's card depending on the tariff. Check in Privat24.
Do not close the order and write to the seller in the chat. If the problem continues, open an appeal on the exchange and attach the bank payment confirmation.
No. The payment must come from a card in your name, otherwise the seller may cancel the trade and the bank may ask about the transfer.
Partner links: if you register, we may receive a reward from the exchange. Your terms do not change.
Check the numbers on live prices
Open MetaRates: P2P orders from six exchanges, an arbitrage calculator and rate alerts.
This material is for information only and is not financial advice.