metaratesUSDT to US dollar rate today
Live P2P USDT to US dollar rate: the best buy and sell prices on Binance, Bybit and OKX in one table. Refreshed every 30 seconds, unreliable ads hidden.
| Exchange | Price | Reliability |
|---|---|---|
| Binance | — | — |
| Bybit | — | — |
| OKX | — | — |
| HTX | — | — |
| KuCoin | — | — |
| Bitget | — | — |
USDT ↔ USD converter
Calculated at the best reliable P2P price right now. It is a guide: the real rate depends on the ad, the limit and the payment method.
How the P2P USDT to USD rate is formed
The P2P USDT to US dollar rate is set by users: sellers post ads with their own price, limits and payment methods, and buyers pick the best one. That is why the rate differs slightly on every exchange and moves through the day. MetaRates collects public ads from six exchanges (Binance, Bybit, OKX, HTX, KuCoin and Bitget), removes unreliable ones (few trades, low completion rate, abnormal price) and shows the best buy and sell price.
The difference between the buy and sell price is the spread, and it shows the real cost of swapping in both directions. If the buy price on one exchange is below the sell price on another, a P2P arbitrage opportunity appears, but fees, limits and transfer time eat into the profit. A detailed breakdown is in the arbitrage guide below.
Popular payment methods
USDT is pegged to the dollar, so the rate sits close to 1: what matters is the seller's premium or discount for the payment method. The spread between buy and sell shows the real cost of the exchange. Common payment methods for USD: bank cards and transfers, Wise, Revolut.
How to buy USDT with USD
- Create an exchange account and complete verification (KYC).
- Add a payment method in your own name: bank cards and transfers, Wise, Revolut.
- Pick the best order in the table above: check the limits, rating and trade count of the seller.
- Open the order and pay only from your own account and only to the details shown in the order on the exchange.
- Confirm the payment on the exchange and wait for the seller to release the USDT.
- Check your balance. Use small amounts for your first trades.
Prices are not an offer. Check the ad's terms on the exchange before you trade.
FAQ about the USDT to US dollar rate
The table on this page shows the best buy and sell prices and refreshes about every 30 seconds. The rate depends on the exchange, the payment method and the trade size.
There is no single answer: prices on different exchanges differ and move during the day. Compare them in the table and look beyond price at limits, payment method and the seller's rating.
P2P prices are set by sellers in their ads and depend on demand, payment method and liquidity, while banks and exchange offices set their own rates. So USDT in P2P can cost more or less than the "official" rate.
Usually bank cards and transfers, Wise, Revolut. The current list depends on the ads, so check the Methods filter in the MetaRates app.
USDT rate in other currencies
USDT rate on other exchanges
Helpful articles
USDT P2P Arbitrage: The Complete Guide (2026)
How USDT P2P arbitrage works, the five strategies traders use, a worked calculation, the risks that eat profit and a safe way to start.
Read →How to Buy USDT with Hryvnia via P2P: A Safe Step-by-Step Guide
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Read →Why the Cheapest P2P Ad Is Often Fake and How to Spot It
The top row of a P2P book is often manipulation: an abnormally low price, a tiny limit or a demand to move to an outside chat. Here are the signs and simple filters.
Read →See orders and limits in the app
The table above shows the best prices. The MetaRates app has full order lists, filters by method and amount, charts and alerts.