In P2P you buy USDT from another user. The seller posts an ad with a price in taka, you transfer the money, and the exchange holds the USDT in escrow until the seller confirms the payment. MetaRates tracks BDT ads on Binance, Bybit, OKX, KuCoin and Bitget, so you can compare before you buy. Rules for cryptocurrency differ and change, so check current regulation and your bank's terms. This is not financial or legal advice.
Payment methods in BDT ads
- Mobile wallets bKash, Nagad and Rocket: the most common, with transfers confirmed within minutes.
- Bank transfers from Bangladeshi banks.
- Each ad lists the methods it accepts: filter by the one you will actually use.
Step by step
- Verify your exchange account in advance; P2P requires identity verification.
- Open P2P, choose "Buy", USDT and BDT, then your payment method.
- Compare prices. The best price and the available amount differ between exchanges. The live USDT to BDT rate page shows the best price from each exchange in one list.
- Check the seller: completed trades, completion rate and response time. See how to choose a reliable seller.
- Create the order and pay only to the details inside it, from a wallet or account in your own name.
- Confirm payment only after you have sent the money and wait for the USDT to be released. Never pay outside the order or in a private chat.
Safety checks
- Be careful with anyone who contacts you first with a "better rate": how to spot fake ads.
- Do not send money from or to wallets that are not yours.
- Keep screenshots of the order, the chat and the transaction receipt in case of a dispute.
- Start with a small trade to learn the flow.
Why compare
The price is formed by individual ads, so a small gap between exchanges becomes a real difference on a larger amount. In the MetaRates app you can set an alert for your target price.
Frequently asked questions
Through the P2P section of an exchange: choose Buy, USDT and BDT, pick a seller who accepts your wallet or bank, create the order, pay to the details in it and wait for the USDT to be released from escrow.
Many ads accept bKash, Nagad or Rocket. Each ad lists what it accepts, so filter by your method.
It changes constantly. Compare the exchanges on the live USDT to BDT rate page.
Rules differ and change over time. Check current regulation and your bank's terms. This site gives no legal advice.
Check the numbers on live prices
Open MetaRates: P2P orders from six exchanges, an arbitrage calculator and rate alerts.
This material is for information only and is not financial advice.