Send money via USDT
Buy USDT in one currency and sell it in another. The calculator uses live P2P ads, accounts for limits and the transfer fee, and shows what you would get.
Looking for the best route among live ads…
This is an estimate from the best reliable ads at load time: bank and exchange fees, trade time and price changes are not included, and limits can run out. Not financial advice. Check the exchange rules and your country's laws before sending.
How sending via USDT works
You buy USDT with your currency in a P2P ad, move it (if needed) to the exchange where there is demand in your second currency, and sell USDT for zloty, euros or dollars. The fixed network fee is usually about 1 USDT, so it matters on small amounts.
Why the rate can differ from a bank's
P2P prices come from people's ads and depend on limits, payment methods and demand. So the effective rate can be better or worse than the mid-market one. Compare the result here with a bank or transfer service before deciding.
Risks
Ads run out quickly, prices change, and exchange and bank rules may limit transfers. Follow the laws and rules of your country, pay only from your own account and do not rush.
Answers to common questions
Sometimes yes, sometimes no. It depends on current P2P prices in both currencies, ad limits and the fixed transfer fee. The calculator shows the difference from the mid-market rate right now.
A fixed 1 USDT for a transfer between exchanges (TRC20 network). If buying and selling happen on the same exchange, no transfer is needed. Bank and exchange fees are not included.
No. It is an estimate from live ads: prices and limits change every minute and a trade takes time.